
Income Protection
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Income protection replaces a proportion of your income if you are unable to work due to illness, accident, or disability.
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Provides ongoing financial support to help cover essential living costs while you recover.
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Policies can be tailored to your individual circumstances and level of cover required.
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Can be designed to complement any existing employer sick pay or benefits.
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Flexible options available to suit your budget and financial priorities.
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Helps provide financial stability and peace of mind during periods of time off work.
Frequently asked questions
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Income protection pays you a monthly benefit if you can’t work due to illness or injury. It replaces a proportion of your income so you can keep up with your essential bills while you recover.
What is income protection?


It’s suitable for you if you:
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rely on your income to cover your mortgage, rent or bills
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would struggle financially if you were off work for a long period
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don’t have enough savings to support yourself during illness
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want long‑term, reliable protection until you’re able to work again
